About Us: Early Retirement, Savings Plan, Expense Reduction Strategy, and More!

Hello and welcome to our blog!  We are the Grumbys and we’re happy that you’re interested in our journey toward early retirement, and the many adventures that are sure to follow.  During our pre-retirement phase, we’ll talk about our experiences in reducing expenses, downsizing belongings, and increasing happiness.  Our mission is to share ideas, create conversations, entertain, and inspire.  We greatly enjoy… Read more →

The Monthly Downsizer: June 2017

In July of 2015 we moved from a 1,400 square foot house with 4 bedrooms, 2 bathrooms and an oversize double garage to an 880 sq. ft. apartment.  Four months later, we downsized again and moved to a 670 sq. ft. apartment.  With the goals of shortening our retirement horizon and simplifying our lives, we jettisoned most of our belongings and took the plunge into… Read more →

7 Meditation Benefits for FIRE

Making the decision to to spend less and save more requires a long-term commitment to changing habits and shifting perspective. One technique I like is practicing meditation to train my attention. This exercise can be particularly beneficial when pursuing financial independence (FI) and/or planning to retire early (RE). Here are 7 ways that meditation can be beneficial to the FIRE… Read more →

The Monthly Downsizer: May 2017

In July of 2015 we moved from a 1,400 square foot house with 4 bedrooms, 2 bathrooms and an oversize double garage to an 880 sq. ft. apartment.  Four months later, we downsized again and moved to a 670 sq. ft. apartment.  With the goals of shortening our retirement horizon and simplifying our lives, we jettisoned most of our belongings and took the plunge into… Read more →

The Monthly Downsizer: April 2017

In July of 2015 we moved from a 1,400 square foot house with 4 bedrooms, 2 bathrooms and an oversize double garage to an 880 sq. ft. apartment.  Four months later, we downsized again and moved to a 670 sq. ft. apartment.  With the goals of shortening our retirement horizon and simplifying our lives, we jettisoned most of our belongings and took the plunge into… Read more →

The Monthly Downsizer: March 2017

In July of 2015 we moved from a 1,400 square foot house with 4 bedrooms, 2 bathrooms and an oversize double garage to an 880 sq. ft. apartment.  Four months later, we downsized again and moved to a 670 sq. ft. apartment.  With the goals of shortening our retirement horizon and simplifying our lives, we jettisoned most of our belongings and took the plunge into… Read more →

Taxes, Frugality and Investments

In the world of FIRE, it becomes easy to see how all things financial (decisions, transactions, etc.) are interrelated. When I was working on our tax returns for 2016, I could see easily that “bad” news from TurboTax meant that there was good news with investment results. And we would not have the investment results that we do without Captain… Read more →

The Monthly Downsizer: February 2017

In July of 2015 we moved from a 1,400 square foot house with 4 bedrooms, 2 bathrooms and an oversize double garage to an 880 sq. ft. apartment.  Four months later, we downsized again and moved to a 670 sq. ft. apartment.  With the goals of shortening our retirement horizon and simplifying our lives, we jettisoned most of our belongings and took the plunge into… Read more →

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