Author: Mr. Grumby

We are the Grumbys and we’re here to share our adventures as we downsize our way to early retirement. By minimizing possessions and maximizing savings, we are working towards financial independence and early retirement.

6 Game Changers on the Grumby FIRE Path

The easiest way to become independently wealthy is to inherit money from a rich uncle*, or maybe you could write an app that cures male-pattern baldness. If you don’t have a rich uncle or coding skills, what can you do to escape the hamster wheel of death, a/k/a full time work? Publisher’s Clearinghouse? Powerball? Take up the bass and start… Read more →

Surly

Five Reasons Two Wheels are Better Than Four

“Wake up. There is a huge, bright beautiful world out there and you are letting it pass you by! Get off your couch, get out of your stale bubble and explore something new. Learn something new. Experience something new.” -Curtis and Jenny Shaw, Crazyguyonabike.com     A few years ago I sold my car and started walking and biking to… Read more →

Abandoning the Downsizing Wagon

Argh. We have made so much progress. We have been downsizing. We saved our money. We sold our house. We sold our car for Pete’s sake. Whoever Pete is. But after sloshing and slopping our way through wettest winter in memory, the prospect of standing in cold rain waiting for one more train or bus is horrific. And I have… Read more →

Taxes, Frugality and Investments

In the world of FIRE, it becomes easy to see how all things financial (decisions, transactions, etc.) are interrelated. When I was working on our tax returns for 2016, I could see easily that “bad” news from TurboTax meant that there was good news with investment results. And we would not have the investment results that we do without Captain… Read more →

Sh*t You Don’t Need (and some stuff you might)

Mrs. G and I were walking through the mall last week and, not being shoppers, were astounded by the sheer volume of completely worthless stuff, or should I say sh*t out there. If you’re frugal and you value Financial Independence, what you see below will horrify you. I call it sh*t because most of it is completely nonessential and designed… Read more →

The Monthly Downsizer: November 2016

In July of 2015 we moved from a 1,400 square foot house with 4 bedrooms, 2 bathrooms and an oversize double garage to an 880 sq. ft. apartment.  Four months later, we downsized again and moved to a 670 sq. ft. apartment.  With the goals of shortening our retirement horizon and simplifying our lives, we jettisoned most of our belongings and took the plunge into… Read more →

Deconstructing the American Dream

We are the Grumbys.  This is the story of how we began re-mapping our route to the American Dream by questioning commonly held beliefs about home ownership, possessions and priorities.   Owning a home is supposed to be the main route to the American Dream. Anything less, renting a house or apartment, for instance, is an indication of failure, malfeasance, communism… Read more →

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