Category: Early Retirement

May 4 2018: Financial Independence Day

Wow. This is it. May 4, 2018. Grumby Financial Independence Day! Our access badges have been turned in to our employers and we’ve deleted all work-related apps from our phones. It will take some time to experience and process the many emotions of this humongous transition. What’s most clear right now is how grateful we are to all of the… Read more →

May the Fourth be With You (Us)- Retirement Date Announcement

After several years of planning, shifting priorities and saving our nickels, it’s official. The cat’s out of the bag. The Grumbys’ retirement date, in case you missed the very conspicuous feature graphic to the right, is May 4, 2018.  I (Mr. G) told my bosses and teams in late November and Mrs Grumby notified her boss last week. One of… Read more →

Tracking Our $3,000 Milkshake Expense

Excel spreadsheets have been my tool-of choice for expense tracking for the past few years. But that won’t be practical when Mr. Grumby and I pedal away on Undaunted Porridge. With eight bicycle panniers and one handlebar bag that we’ll carry over thousands of miles on two bicycles, we will be minimalist travelers. Our electronics need to be lightweight, and since… Read more →

Eleven Ways to Accelerate Your Retirement Plan

Do you want to have the option of spending less time working? Whether you are fifteen or fifty, now is the time to start working toward this important goal! By following any of the 11 recommendations below, you will reduce your time on the job by weeks, months, or years. Or maybe even decades! Read more →

Grumby 2017 Expenses: 13% Better vs. 2016!

Back in August my forecast for our 2017 expenses was that we would come in 10% below 2016. Well – we beat that forecast by 3%! No deprivation required. Just a cheerful commitment to being wise stewards of our resources, one of which happens to be money. Please join us in a little happy dance! Read more →

Grumbys Over America: Undaunted Porridge

Mrs. Grumby writes most of the posts on this blog, primarily because she is more disciplined and articulate than I (me?). Generally, I am a bit of a lazy slug. I mean, cut me some slack. It’s hard to motivate myself to write after working long, grueling days in the coal mine*. But the other night Mrs G suggested a… Read more →

November 2017: Preparing for the Worst!

During the month of November, Mr. Grumby and I took some time to consider a few worst case scenarios and how to best prepare for them. Our top three were loss of physical health, loss of life, and mental incapacity. And our measures of preparation included open enrollment, HSA contributions, and a review of our wills and advanced directives. You… Read more →

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