Category: Frugality

May the Fourth be With You (Us)- Retirement Date Announcement

After several years of planning, shifting priorities and saving our nickels, it’s official. The cat’s out of the bag. The Grumbys’ retirement date, in case you missed the very conspicuous feature graphic to the right, is May 4, 2018.  I (Mr. G) told my bosses and teams in late November and Mrs Grumby notified her boss last week. One of… Read more →

Tracking Our $3,000 Milkshake Expense

Excel spreadsheets have been my tool-of choice for expense tracking for the past few years. But that won’t be practical when Mr. Grumby and I pedal away on Undaunted Porridge. With eight bicycle panniers and one handlebar bag that we’ll carry over thousands of miles on two bicycles, we will be minimalist travelers. Our electronics need to be lightweight, and since… Read more →

Eleven Ways to Accelerate Your Retirement Plan

Do you want to have the option of spending less time working? Whether you are fifteen or fifty, now is the time to start working toward this important goal! By following any of the 11 recommendations below, you will reduce your time on the job by weeks, months, or years. Or maybe even decades! Read more →

Grumby 2017 Expenses: 13% Better vs. 2016!

Back in August my forecast for our 2017 expenses was that we would come in 10% below 2016. Well – we beat that forecast by 3%! No deprivation required. Just a cheerful commitment to being wise stewards of our resources, one of which happens to be money. Please join us in a little happy dance! Read more →

6 Game Changers on the Grumby FIRE Path

The easiest way to become independently wealthy is to inherit money from a rich uncle*, or maybe you could write an app that cures male-pattern baldness. If you don’t have a rich uncle or coding skills, what can you do to escape the hamster wheel of death, a/k/a full time work? Publisher’s Clearinghouse? Powerball? Take up the bass and start… Read more →

August 2017: Gear Weight, Sprint Deal, and Expense Forecast

After our 10-day bike trip in July, we took some time in August to review our packing list to see how we could reduce our gear weight. Riding uphill for about 30 miles on Aufderheide Drive was a great motivator for looking closely at what was in our panniers to see what could be crossed off the packing list. Read more →

The Monthly Downsizer: July 2017, a 10-Day Bike Trip!

In July of 2015 we moved from a 1,400 square foot house with 4 bedrooms, 2 bathrooms and an oversize double garage to an 880 sq. ft. apartment.  Four months later, we downsized again and moved to a 670 sq. ft. apartment.  With the goals of shortening our retirement horizon and simplifying our lives, we jettisoned most of our belongings and took the plunge into… Read more →

The Monthly Downsizer: June 2017

In July of 2015 we moved from a 1,400 square foot house with 4 bedrooms, 2 bathrooms and an oversize double garage to an 880 sq. ft. apartment.  Four months later, we downsized again and moved to a 670 sq. ft. apartment.  With the goals of shortening our retirement horizon and simplifying our lives, we jettisoned most of our belongings and took the plunge into… Read more →

The Monthly Downsizer: May 2017

In July of 2015 we moved from a 1,400 square foot house with 4 bedrooms, 2 bathrooms and an oversize double garage to an 880 sq. ft. apartment.  Four months later, we downsized again and moved to a 670 sq. ft. apartment.  With the goals of shortening our retirement horizon and simplifying our lives, we jettisoned most of our belongings and took the plunge into… Read more →

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